Workers’ Compensation Insurance
Workers’ Compensation Insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer, more productive workplace.
An Investment in your employees
Workers’ Compensation Insurance, or Workers’ Comp, is not just a legal requirement in some states. It’s an investment in the safety and security of your employees. Without it, your business could face expensive lawsuits.
The precise rules vary from state to state, but the general rule is that your business must take out Workers’ Comp Insurance for employees that pays out if they are injured at work.
What does it cover?
As a business owner, knowing the risks of injury is one thing, but understanding what Workers’ Comp covers is equally important. In principle, the Workers’ Comp payouts will cover medical bills, care costs, and a portion of any lost wages. Plus, in the worst-case scenario, Workers’ Comp will cover funeral costs and death benefits.
The risks you face without it
There are often harsh legal penalties for businesses that don’t carry Workers’ Comp. But many Workers’ Comp policies go beyond the legal minimums and will also pay out your legal costs if an employee sues over a workplace injury.
You can even combine it with other policies, by purchasing it as an add-on. These include Business Owners policy, Commercial General Liability Insurance or Professional Liability Insurance.
We understand the variety of risks involved across industries, and can fine-tune your policy to fit your business.
Get A Quote
As an independent agency, we are here to help you find the right coverage.
- Fill out the form, we’ll be in touch.
- Go over your options with an agent.
- Get the coverage you need.
Get in touch with an agent today!