Environmental Insurance
Environmental concerns continue to be a leading societal and business risk issue, sometimes posing serious, unexpected challenges. We can customize a solution to keep you protected.
The cost of environmental damage to your business
Businesses are facing tougher environmental laws and greater public scrutiny. So, when your business accidentally causes pollution, contamination or other environmental damages, it can be costly all around.
Areas where Business Insurance is not enough
The loss of business and replacement or repair of your business’s equipment is a hefty price in itself, but your business could also face damages for the clean-up operation. Usually, these types of costs are not covered by general Business Liability Insurance, so you’ll need a specialized Environmental Insurance policy to protect your business.
Why do you need Environmental Insurance?
It’s particularly essential if you face long-term risks, such as historic contamination that results from business operations in the past, but causes damage now. Many environmental insurance policies also cover the costs of defending claims, whether or not they result in a damages award. Additionally, holding Environmental Insurance for your business is a great public relations move – it shows you’ve given thought to the risks and have taken the advice insurers offer to reduce the likelihood of an accident.
But look out for Environmental Insurance policies that are automatically updated to reflect changes in the amounts that apply to damages for breaching environmental regulations.
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