Business Owners Insurance
A Business Owners Policy (BOP) combines Business Property and Business Liability insurance into one convenient policy. We will design coverage that protects your business from a variety of risks, unique to your industry.
Your business faces the unexpected on a daily basis, and there are always risks involved.
Whether it’s the risk of damage or loss to your property or customers, the only way to protect your business is with the right policy. With the convenience of a BOP, you can minimize the risks and focus on the future of your business.
A BOP is a one-two punch.
A BOP includes two insurance coverage – Property Insurance and Property Liability Insurance. Property insurance covers risks associated with your businesses’ premises, equipment and vehicles. In addition, it often includes any associated loss of business. This is an essential coverage because it ensures your business, assets, and income are protected. For instance, here are some coverages to consider in your BOP:
- Fire Insurance
- Flood Insurance
- Theft Insurance
- Accidental Damage Insurance
- Loss of Income Insurance
- Loss/Damage of Property Insurance
A BOP Also Includes Liability Insurance
This covers damage to people you deal with and their property. However, it’s important to note that Liability Insurance usually doesn’t cover risks related to professional services – meaning that damages that result from you giving clients inaccurate advice, for instance. The Liability coverage covered in your BOP is a necessity especially if:
- You meet your clients at your business or theirs.
- You have physical access to your clients’ equipment.
- There is a risk of damage to people or business.
Get A Quote
As an independent agency, we are here to help you find the right coverage.
- Fill out the form, we’ll be in touch.
- Go over your options with an agent.
- Get the coverage you need.
Get in touch with an agent today!